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Terms of Service

Effective Date: September 29, 2025

Introduction

Welcome to Puddingify, Inc. (β€œCompany”, β€œwe”, β€œour”, β€œus”). Our website is puddingify.com (the β€œSite”). We are incorporated in Ontario, Canada, and operate globally. These Terms of Service (β€œTerms”) govern your use of the Site and Services.

Acceptance

By using our Services, you agree to these Terms. If you do not agree, do not use the Site or Services.

Scope of Services

  • We provide cryptographic tooling (hashing, signing, timestamp anchoring, and storage).
  • We are not a law firm, notaries, or Qualified Trust Service Providers under eIDAS.
  • Use of our Services does not establish legal ownership, authorship, or notarization.

Private Key Custody & Irreversibility

You are solely responsible for the safekeeping of private keys, passphrases, and devices. Lost keys cannot be recovered. Anchors and blockchain transactions may be irreversible. We are not liable for loss caused by key compromise or user error.

Third-Party Networks

Our Service depends on third-party networks (e.g., OpenTimestamps, Bitcoin). Availability, delays, forks, and fees are beyond our control. We disclaim liability for failures of such networks.

Meaning of Hashes & Timestamps

A hash or timestamp proves that data existed at or before a specific time and remained unaltered. It does not prove authorship, originality, or ownership.

User Warranties

  • You have rights and lawful basis to upload/process the content you submit.
  • You will not upload illegal, infringing, or defamatory content.
  • You will comply with applicable privacy and data laws.
  • You indemnify Puddingify against third-party claims related to your content.

Content Moderation & Takedown

We may remove or disable access to unlawful or policy-violating content. We follow notice-and-takedown procedures, including DMCA compliance for U.S. users. Contact our DMCA Agent: copyright@puddingify.com.

Prohibited Uses

  • No malware or stolen credentials.
  • No unlawful personal data uploads.
  • No content violating sanctions/export rules.

Service Changes

We may modify or discontinue features, including beta features, at any time.

Liability Limit

Our liability for business/pro users is capped at the greater of CAD $100 or fees paid in the last 12 months. Indirect or consequential damages are excluded to the maximum extent allowed by law.

Governing Law

Ontario, Canada law governs these Terms. Non-consumer disputes will be handled in the City of Toronto, Ontario courts. Consumer protections under local laws still apply where required.

Electronic Contracting

By using our Services, you consent to electronic records and signatures under applicable laws (Ontario E-Commerce Act, ESIGN, UETA, etc.).

Marketing Compliance

We comply with CASL (Canada) and CAN-SPAM (U.S.). We require opt-in consent where applicable and always provide unsubscribe options.

Age Limits

Our Service is not intended for children under the age of digital consent in their jurisdiction. COPPA (<13 U.S.) and GDPR/UK-GDPR (13–16 depending on country) apply. If you are underage, you must not use our Services without verified parental consent.

Refunds, Billing & Disputes

  • We process payments through Stripe.
  • Subscriptions (monthly/annual) are non-refundable, except where required by law.
  • No partial refunds for unused time.
  • If service outages occur, we compensate by extending your subscription with free months or credits.

Chargebacks

  1. Contact support@puddingify.com before filing a chargeback.
  2. If a dispute is filed, Stripe and we will submit evidence to your bank.
  3. If decided in our favor, you remain responsible for fees and outstanding charges.

Privacy

Please see our Privacy Policy for how we handle personal data.

Termination

We may suspend or terminate accounts for violations. Data may be retained as required by law.

Changes

We may update these Terms. Continued use after updates means acceptance.

Contact

  • Company: Puddingify, Inc.
  • Website: puddingify.com
  • Email Support: support@puddingify.com
  • DMCA Agent: copyright@puddingify.com
  • Location: Ontario, Canada

This document is a template and not legal advice. Please consult counsel for compliance in your jurisdiction.

Refund & Billing FAQ

Q: Are subscriptions refundable?

No. All subscriptions are non-refundable unless required by law.

Q: What happens if the service is down?

We provide free months or credits as compensation for verified outages.

Q: Can I pause my subscription?

No. You may cancel anytime, but your plan remains active until the end of the subscription period.

Q: How do I dispute a charge?

Email support@puddingify.com before contacting your bank.

Q: What if I file a chargeback?

If a chargeback is decided against you, you remain liable for fees and your account may be suspended.

Q: How do I update my payment details?

Log into your account β†’ Billing Settings β†’ Update payment method.